Monday, October 20, 2014

Life Insurance and media companies are encouraging lots of murders





I don't know about you but I don't remember Alex Trebek ever saying the following in one of his commercials for Colonial Penn Life Insurance:

Hi I'm Alex Trebek and I want to recommend Colonial Penn Life Insurance because the payout when you die is so pathetic that your relatives would never use it as a motive to kill you and collect insurance money; and when you buy our insurance a portion the money you pay won't be used as an incentive for other troubled people that kill their relatives for insurance money.

This shouldn't be too hard to figure out if you consider the basic principles of insurance. Insurance is basically pooled risk but the cost of administering the pooling of risk has to be deducted from the amount of money that is collected from consumers before paying out to minimize losses. Otherwise Insurance companies would have gone bankrupt long ago. On top of that when you have for profit insurance companies then the profits also have to be deducted from the pool of money collected from consumers.

This means that regardless of what any commercial for insurance says all expenses for all insurance companies have to be deducted from the pool of money collected from policy holders so the more money they spend on commercials that make insurance seem like a magical replacement of lost, stolen or damaged goods the less they have to pay for actual claims.

Did you notice one commercial, ever, that actually gave you accurate information about insurance that helps you make decisions. Do you really believe that all these discounts we advertise are for real?

Have you ever heard the phrase marked up to mark down? Fine print? If it sounds to good to be true it probably is?

Have you ever heard about someone who tries to get away with murder for insurance money? Does it seem like it happens over and over again? Have some of these stories involved people that actually did collect and keep the money until they got caught years later?

Where do you think the money that provides an incentive for these murders comes from?

It doesn't come from your insurance policy if you buy it from Colonial Penn Life Insurance because unlike other insurance policies we don't collect enough money from our customers to provide an incentive for murder; nor do we collect enough to pay out much for policy holders when they die so one way or another something in the fine print is going to give us an excuse to avoid giving you much money at all when you die.

We'll still scam you for enough money to pay for all these commercials but we won't scam you by as much money as other insurance policies; however we're hoping you'll buy our insurance because now for the first time we're providing a commercial that actually tells you something much closer to the truth than all other insurance commercials!


My best guess is the reason that I don't remember him saying this is because he never said; if he had even if I missed it it almost certainly would ahve stirred up discussion and caught my attention which I would have remembered.

Let's face it no matter how dignified the media makes Alex Trebek look, he's still a scam artist and so are most if not all celebrities that do commercials. The entire advertising industry is encouraging distortions or outright lies.

Let's assume for the sake of argument there is an exception what would it be?

Don't expect me to come up with one.

The media uses all these murders for entertainment purposes and rarely ever informs the public about efforts that might actually work to reduce crime. They use the "public's right to know" as and excuse to justify all this coverage and hype about murder and celebrities; but they withhold the information that would be most helpful for the public when it comes to reduce crime and don't allow those that would inform the public about this to get air time.

Apparently the "public's right to know" only applie3s to information that helps increase p[rofits for the media and their advertisers, not information that primarily benefits the public.

The highest profile case in the news right now is probably Utah man, accused of killing wife for insurance money, cried over her dead body at hospital: report 12/08/2013; which is currently being tried in court. It wasn't too long ago that the highest profile story was the hot car death in Georgia. Warrants: Toddler’s dad told family how to collect $27K life insurance 07/04/2014

I didn't keep track of the majority of the coverage on that story but I find it surprising that anyone would even buy life insurance for a baby. When I first learned about life insurance we were taught that it was only for adults in case of emergency so families wouldn't be left destitute if the bread winner died and they had no income. The media practically never discusses this although if people search the internet it isn't hard to find information raising doubts about these insurance policies. Chuck Jaffe exposed both Colonial Penn Life Insurance as Stupid Investment of the Week 02/15/2007 and Gerber Life College Plan 03/11/2011 which is now being heavily advertised on TV including many news shows.

There are plenty of other advisers that strongly recommend that people never buy life insurance for children but they're not in the high profile media, only much lower profile articles that can easily be found by those that look for them, but not the complacent majority.

On some of the rare occasions where they do discus the fact that life insurance might provide an incentive for murder they often say that there is no way of knowing how often this might happen.

This isn't quite true.

One of the reasons they might say this is because some of them get away with it and there is no way of knowing how often that happens, which is true; but they have records of the incidents where it does happen and if they spent a small fraction of the money they use on deceptive advertising they could do much more to figure out how often they get caught.

The FBI already has a lot of this information on file; and the insurance companies also must have a much better idea how often it happens than the general public although they have an incentive to keep that information confidential.

The insurance companies might have an incentive not to do this research if they can avoid it but the FBI is supposed to work for the public and it is hard to imagine why they wouldn't do so unless they're under political pressure. However even without their resources which could and should provide better results it is possible to get a better idea how often insurance is a partial factor on many murders. A search on Murderpedia for "insurance money" turns up about 800 results and they have a total of about 6,800 entries. This is potentially almost 12% of all the murders in their database, assuming they all turn out to be insurance related murders. However that is almost certainly not the case. I checked to see approximately how many they might be and relatively quickly found over eighty entries without skipping many. This probably means that even though it almost certainly won't be over ten or eleven percent there is a good chance that it will come to at least six to eight percent and virtually guaranteed that it will be at least two or three.

If the same percentage applies to the murders in the United States it could come to nine to twelve hundred murders per year that are related to insurance. However my best guess is that this is probably still high but it is not unreasonable to assume that it is probably at least one to three percent which comes to at least 150 to 450 murders related to insurance per year.

As I said the numbers from a review of FBI files which are already compiled, although they're not completely public, would almost certainly be more reliable; and it is virtually guaranteed that such a review would enable changes that could help reduce these murders and the incentive to kill people for insurance.

At least when it comes to insurance related murders on planes they already seem to have done this. Between 1949 and 1965 there were nine planes mostly in the USA or Canada blown up for insurance that I could find. Since then there was one more in South Africa, 1988 and another in China 2002. I don't know for certain why they've been reduced but it is almost certainly a change in policies at airports or selling insurance.

There has also been some precedent for wrongful death lawsuits against insurance companies; however I doubt if this is used very widely and the vast majority of the public almost certainly doesn't know about it making it less likely they'll take advantage of the possibility, however slight.

The media would of course be in the best position to inform the public about how to minimize the risk of insurance fraud, whether it involves inciting murder or just selling bad insurance policies. Unfortunately the media collects and enormous amount of revenue from the insurance companies that profit off of this giving some people the impression that they might have an incentive to avoid coverage of it.

I don't know about you but I don't remember Little Boy George Stephanopoulos ever saying the following in one of the episodes of "This Week With Little Boy George Stephanopoulos":



Hi welcome to This Week With Little Boy George Stephanopoulos, I'm Little Boy George Stephanopoulos.

Recently there was a widely publicized story about a hot car death of a toddler that might have been for insurance in Georgia. Some people have expressed concern that we might have a conflict of interest when reporting on this subject since we have also been selling ads for Gerber Life College Plan on our show.

Nothing could be further from the truth and to eliminate any doubts we will be looking into this issue in depth to find out if insurance does anything to provide incentives for murder, whether it is for children or not. Over the years there must have been dozens if not hundred of stories in the news about murders were done partly, if not entirely so the killers could try to collect insurance money.

The media has rarely if ever discussed the possibility that the practice of selling life insurance might increase potential for murder.

Until now.

It is unlikely that many if any of these killings were solely done for insurance money but after we take a closer look at how many there are we will have a better idea of how much an impact insurance might have on the murder rates and while we're at it we'll take a closer look at what other potential contributing causes might exist and how to address them.

One of the things we'll do is take a close look at Tips On Child Life Insurance so that we won't be presenting just one side of the story in our ads for Gerber Life Insurance for children. The truth of the matter is that in order to accrue much value in most insurance policies you would have to pay into it for a long time and there is a much bigger chance that you will run into problems with financing somewhere along the line.

In most cases the way caring parents might respond is by dropping the life insurance policies, which would mean that for the insurance company most of the money they paid prior to that would be profit with no risk, but for consumers it would mean a total loss.

The insurance companies are fully aware of that but they make appeals to emotions when selling to people. This is potentially where a problem could come in. If some people are in serious trouble with debt partially because of the insurance policy, and possibly because of other reasons like gambling problems or loss of a job then they might become desperate.

A small percentage of these people might act out of desperation and if the same insurance that helped them get into financial trouble also offers them a way out then it could be an incentive to either commit a desperate act, or perhaps more likely go into depression and act out of negligence.

If this is the case then we will do what we can to inform the public to the best of our ability if the insurance might have something to do with it and if there are other contributing causes like financial instability we will take a closer look at the causes of that.

In some cases the causes that lead up to many people winding up in serious financial trouble if often gambling or fraudulent financial scams, whether they're insurance scams or other types. we will investigate these and report on them so that the public will have the information they need to make their decisions and vote for candidates that address these problems to the best of they're ability.

There have been similar concerns about our selling advertising for many troubled financial institutions like Enron or Worldcom then remaining silent until they were in so much trouble that they inevitably collapsed in huge scandals that went undetected even though there was an enormous amount of evidence months if not years ahead of time.

Also, even though we have been selling an enormous amount of ads to the Koch Bothers, BP and coal companies we will do much more to report on the environmental damage that they're doing so that we can demonstrate that advertising doesn't create a conflict of interest for media institutions even when large corporations have consolidated into a small number of oligarchies.

This should eliminate any doubt that we might not be trying to do our best to provide the public with the information that they need to know to participate in a democratic process.

Thank you this is Little Boy George Stephanopoulos reporting for ABC; and be sure to keep watching while we follow up on this.


Yea I'm quite certain the reason why I don't remember Little Boy George saying that is because he never said it.

Let's face it George is a scam artist too. He isn't even trying to report on the news anymore than any of other reporters for the traditional media. They're far more interested in selling advertising for profit than they are in reporting the news and what they do report is almost always more for entertainment purposes than to inform the public how to reduce crime or solve any other problems.

Insurance companies may not kill any people directly but they are by far the biggest perpetrators of insurance fraud. In addition to deceiving the policy holders about the risks and pay outs of insurance they pass on the cost of all other insurance fraud to the consumers.

On top of that the government has to foot the bill for all the insurance fraud and incarceration of criminals that commit them, excluding well connected insurance executives. This is what they call a negative externality; and instead of insurance companies or policy holders footing the bill for it tax payers pay for this.

Like Alex Trebek said "Otherwise Insurance companies would have gone bankrupt long ago."

Or maybe he never actually said that, at least not that I remember.

21 Shocking Murder for Life Insurance Plots (#4 Was Caught on Video!) 10/31/2014

Life Insurance and Murder! Whodunit? The husband, for the insurance money!

5 notorious, homicidal tales of life insurance fraud including some that initially paid off

Black Widow Murders of two homeless people with a third planned 2008

Fla. man convicted of murdering newlywed wife for $1M life insurance policy 04/22/2014

What happens to a life insurance claim when foul play is involved?

Life Insurance and Murder!

Life Insurance Policies As An Incentive To Murder, And The Duty Of Reasonable Care by Norman L. Tolle 2002

Over the years, a number of state courts have recognized the validity of wrongful death claims against life insurance companies for their improper issuance of life insurance policies.[1]In particular, several state courts have permitted these actions to proceed under general tort law principles.[2]

These court decisions suggest that life insurers should make certain that they exercise reasonable care when underwriting policies so as not to provide an incentive to murder through the issuance of their life insurance policies. The concern is more than theoretical. Recently, for example, federal officials in New York charged that two men had obtained hundreds of thousands of dollars in insurance proceeds by obtaining insurance policies on "a large number" of individuals who thereafter had been killed.[3]Although public policy is rather clear that a life insurance policy obtained by one having no insurable interest in the life of the insured is void at its inception,[4]an insurer that issues such a policy may face liability for wrongful death in the event that the insured is murdered by someone who receives the benefits of the policy -- and damages may well exceed the policy's face amount. .....

..... Conclusion: Although life insurance policies procured by a person who does not have an insurable interest in the insured's life may be void, they still can lead to an insurer's liability under various theories adopted by a number of courts across the country. Insurers, therefore, should put appropriate procedures in place -- and require that the procedures are followed -- to help make certain that life insurance policies only are issued to those who have an insurable interest in the life of the insured and that the insured is aware of the existence of the policy. Complete article


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Fraud: why should I worry? Dina Abdelhaq suffocated her seven-week-old daughter Tara to collect $200,000 in life insurance money to feed her gambling addiction in 1995. Jobless and on welfare, the Illinois resident was deeply in debt from riverboat gambling. Tara died in her crib just two weeks after Abdelhaq took out a life policy on the child. Abdelhaq received 21 years in prison for insurance fraud in 2000.

10 shocking revelations in the hot car death hearing

7 Black Widows and 16 Dead Husbands

15 Cases of High Profile Murders to Commit Life Insurance Fraud

Tips On Child Life Insurance

4 Life Insurance Policies You Should Never Buy

Kathy Augustine's Family Outraged About 48 Hours Mystery Show 05/23/2007

Charles Augustine's Death Ruled Natural 05/01/2007

But They did find the metabolite of succinylcholine, succinylmonocholine. (Forensic Files 2010) Narrator: A metabolite means it's a by-product of succinylcholine. If you don't look for it, you don't find it. And that's not a condescending answer. That is the truth. Narrator: There has never been a documented case of succinylmonocholine produced as a result of embalming fluid. However, in Charles Augustine's case, there were no records of which embalming fluids were used. So, this possibility, however remote, could not be eliminated. Therefore, the medical examiner did not change the manner of his death to homicide.





The following are a list of over one hundred murders for insurance from Murderpedia. This is more than one and a half percent of the entries they have and there is probably between two and eight percent counting ones not on this list:

Rodriguez, Angelina September 9, 2000

Miyoko Sumida 6 murders 2003 - 2011

Brenda E Andrew November 20, 2001

Teresa Stone March 31, 2010

Audrey Marie Hilley May 25, 1975

Adele Craven July 12, 2000

Debra Jean Milke December 2, 1989 Milke also had a $5,000 insurance policy in effect on her only child's life.

Mark Edward Lundy 2 parents on August 29, 2000

Lyda Catherine Ambrose 5 victims 1917 - 1920

Judith Hawkey November 3, 2003

Richard Pryde Boggs April 16, 1988

Herman Webster Mudgett 27 plus victims 1886 - 1894

Josephine V. Gray 2 or 3 victims March 3, 1974 / November 9, 1990 / June 21, 1996

Christie Michelle Scott August 16, 2008 Scott was convicted last month of killing her six year-old son, Mason Scott, last August. Prosecutors contend that she set fire to her family's Signore Drive home in Russellville and allowed Mason to die in the fire so she could collect $175,000 in life insurance policies.

Kenneth and Sante Kimes 3 murder victims 1996 / 1998 Often houses owned by Ken and Sante would mysteriously burn to the ground and an insurance firm would have to write an even larger one.

Billi Jo Smallwood 2 children for husbands insurance money November 18, 2008 Army wife found guilty of setting fire to home killing kids aged 9 and 2 in blaze 'set for husband'

Nanny Hazel Doss 8 to 11 victims 1920s - 1954

Anna Cunningham 5 victims 1918 - 1922

Dr. John Dale Cavaness killed his 2 children April 7, 1977 / December 13, 1984

Gabriel Arturo Garza Hoth 3 victims in Mexico April 17, 1991 / October 3, 1992 / May 11, 1997

Gary W. Ploof November 3, 2001

Wendi Elizabeth Andriano October 8, 2000

Bruce Rich December 23, 1995

Susan Grund November 4, 1992

Marie Noe 8 victims 1949 - 1968 Neither the police nor the District Attorney would speculate on a motive for the killings, though they confirmed that the parents had taken out insurance policies on six children.

Angela Garcia 1999 PDF In a 5-2 vote, the Ohio Supreme Court dismissed an appeal by Angela Garcia, who was convicted of killing her two children in a 1999 house fire on Cleveland's East Side. The court rejected the appeal and ended the case without comment. Justices Paul Pfeifer and Francis Sweeney dissented. Garcia, 25, was charged with setting fire to her home to collect $40,000 in insurance. Her children, Nyeemah, 3, and Nijah, 2, died in the fire. The case twice ended in mistrials before a third jury convicted Garcia in 2001 of aggravated murder, aggravated arson and insurance fraud. She is serving two life prison terms.

Martha Lowenstein Marek 4 victims 1932 - 1937

Catherine Flannagan and Margaret Higgins October 2, 1883

Debra Hartmann June 8, 1982

Shirley Elizabeth ALLEN November 1, 1982

Stacey Castor 2 husbands early 2000 and August 20, 2005

Lawrence Horn 3 victims March 3, 1993

David Lee Fisher November 21, 1983

Dr. Glennon Engleman at least 7 victims 1954 - 1980

Johnny Ray Anderson December 1, 1981

Katherine A. Mock, and Elain Kay Young March 23, 2006

Peter Ventura April 15, 1981

Patrick Lane Moody and Wanda Robbins September 16, 1994

Pierre Corneille Faculys Basson 8 or 9 victims 1903 - 1906

Kimberly Hricko February 14, 1998

Karen Tobie and Lynne Blake June 30, 2004

Stella Nickell June 5/11, 1986

Alexander 'Sandy' Keith, Jr 88 victims December 11, 1875

Henry Keogh March 18, 1994

Amy A. Gilligan at least 5 victims 1908 - 1916

Gina Lynn Spann May 11, 1997

Sukhwinder Singh Dhillon 2 to 5 victims February 3, 1995 - June 23, 1996

Lynn Turner 2 victims March 3, 1995 / January 22, 2001

Eva Coo June 14, 1934

Susan Diane Hendricks 5 victims April 13, 2006 / October 14, 2011

Michael Apelt December 23, 1988

Elicia Hughes June 3, 2004

Maureen McDermott April 28, 1985

Robin Lee Row 3 victims February 10, 1992

Rev. Walter Dworecki August 7, 1939

Robert S. James 3 victims 1932 - 1935

Eugene Marie Chantrelle January 1, 1878

Martha Needle 5 victims 1885 - 1894

Belle Sorenson Gunnes November 11, 1859

James Campbell 2 possible victims hung jury followed by acquittal March 10, 1997

Dr. John Baksh 1983

Mary Frances Creighton 1 to 3 victims 1923 / 1935

Thomas York 2 victims 1978 / 1981

Lindi Nomso Mangaliso December 16, 1984

Kara Lounsbury 2 victims January 14, 2009

Toshihiko Hasegawa 3 victims November 1979 - December 1983

Earle Dennison 1 or 2 victims May 1, 1952

Mary Ellen Samuels 2 victims December 8, 1988 / June 27, 1989

Randolph G. ROTH July 23, 1991

Cynthia Sommer cleared after serving over two years in jail February 18, 2002

Mary Ann Cotton perhaps 21 or more victims 1857 - 1872

Kang Ho-sun 10 victims 2006 - 2008

Teresa Wilson Bean Lewis, Matthew Shallenberger, and Rodney Fuller 2 victims October 30, 2002

Deidre Michelle Hunt, Kosta Fotopoulos and Bryan Chase who was killed instead of receiving a cut of insurance October 20/November 4, 1989

Charles Stuart October 23, 1989

Anne Marie Stout June 10, 2007

Misty Keller Witherspoon Convicted Of Murder In Husband's Death September 13, 2005 The State also presented evidence that after Quinn's death, his survivors received $82,102.27 in government death benefits;  $91,000.00 in life insurance;  and $24,138.68 from a 401(k).  In total, defendant received $197,240.95 as a result of Quinn's death.

Frederick L. Small was convicted of killing his wife in New Hampshire To collect insurance money September 28, 1916

Carol M. Bundy (August 26, 1942 – December 9, 2003) was an American serial killer. Bundy and Doug Clark became known as "The Sunset Strip Killers" after being convicted of a series of murders in Los Angeles during the late spring and early summer of 1980. The victims were young prostitutes or runaways. July-August 1980 In February 1980, Doug set fire to his car outside the Jergen's factory, while he was working night shift, in order to claim the insurance. He later bragged to Carol that the real reason was to destroy evidence.

Shawna Nelson Found Guilty In Love-Triangle Slaying of Heather Lynn Garraus January 23, 2007 Garraus was the wife of a Greeley police officer Ignacio Garraus, who had an affair and fathered a child with Nelson, a former Weld County dispatcher. Ignacio Garraus broke off the three-year affair a month before the shooting. .... Under redirect, Ignacio said he did not know his wife had a life insurance policy on herself. He said she had told him he was heavily insured. .... Ignacio has been unemployed since resigning from the Greeley Police Dept. He says he's concentrating on taking care of Victoria. When initially asked about a $200,000 life insurance policy, Ignacio said he has not received that settlement. Later, he said it came out to be $168,000.

John Ronald Brown convicted of homicide Self-appointed sex change specialist - Practising medicine without a license May 9, 1998 He was also charged with allowing patients to work as unqualified, medical assistants (allegedly as barter for their own subsequent surgery), failing to hospitalize a patient who had developed a life-threatening infection and making false claims on medical insurance forms.

Franklin Delano Floyd killed Cheryl Ann Commesso, 18 (a nude dancer) Fit of anger - Heated arguments March 13, 1989 1989/ A warrant is placed on Franklin for insurance fraud, he is accused of drilling holes in the bottom of his boat to collect insurance money.

Psychologist Michelle Theer, Her Internet Affair with John Diamond, and The Murder of Air Force Captain Marty Theer December 17, 2000 They said the motive was to collect insurance and death benefits.

Mexican hit man Mario Benjamin Murphy, 25, confessed to carrying out a contract murder on James Radcliff at the behest of Radcliff's wife and her boyfriend. They were hoping to collect on a $100,000 insurance policy. July 28, 1991

Lisa Donlon Found not guilty on all counts by a jury on April 3, 2013 Victim of domestic violence October 7, 2010 He said the trial wasn’t about money — despite what Kalytiak implied, Lisa Donlon didn’t even know about her husband’s $400,000 insurance policy — nor was it about an affair she said she’d had with a co-worker.

Catherine Thompson: Black; age 42 at crime; murder (she hired killer) of her husband in Westwood (Los Angeles County) on 6-14-1990; sentenced on 6-10-1993. June 14, 1990 A judge on Thursday sentenced a Westwood auto shop owner's widow to death for contracting her husband's murder so that she could collect on a $400,000 life insurance policy.

Robert Hansen Flew 17-21 victims into the Alaskan wilderness and hunted them down like wild game 1973 - 1983 In January 1981, he opened a bakery at 9th and Ingra, using $13,000 from the insurance settlement of a faked burglary of his home.

Barbara Stager (born October 30, 1948) is an American woman who was convicted in 1989 of murdering her husband, Russell Stager, in 1988. Stager is also suspected of the earlier murder of her first husband, Larry Ford, who died in nearly identical circumstances. February 1, 1988 Representatives from two insurance companies testified that the defendant received in excess of $46,000 in insurance proceeds as a result of Larry Ford's death.

Kent Leppink died by gunshot in 1996. His former fiancée, Mechele Linehan, was convicted of murdering him, but the judgment was reversed on appeal. May 2, 1996 At trial, Linehan was accused of conspiring with John Carlin to kill Leppink. The government said that Linehan's motive was that she was the beneficiary of Leppink's $1 million life insurance policy. Leppink changed the beneficiary on the policy a few days before his death.

William Thomas Zeigler Jr., killed His wife Eunice, her parents Perry and Virginia Edwards, and Charles Mays Jr., an employee To collect insurance money December 24, 1975

A French killer-for-profit, Henri Girard insured his victims' lives before poisoning them with home-grown germ cultures and collecting the cash. 1912 / 1918

Donna June Enright drugged her stepfather and set the blaze to collect insurance money October 17, 1996

Dieter Riechmann was convicted and sentenced to death for the murder of Kersten Kischnick To collect insurance money October 25, 1987

Along with an accomplice, Jack Edward Alderman beat his wife Barbara Alderman with a crescent wrench, then choked her and put her under water in a bathtub to be sure she was dead. ...The motive for the murder was life insurance money from a policy supplied by her employer, the City of Savannah. September 21, 1974

Joan Shannon persuaded her 15-year-old daughter Elizabeth to kill David Shannon March 20, 1927

Farmer, Graham Backhouse, is jailed for life at Bristol Crown Court for trying to kill his wife with TX a car bomb in order to claim her life insurance. April 30, 1984 He is given a second life sentence for killing a neighbour, Colyn Bedale-Taylor, with a shotgun, in an attempt to cover up the crime.

Sandra Camille (Powers) Bridewell Never convicted of murder. Plead guilty to one count of identity theft in return for a sentence of two years in prison on February 28, 2008 05/0/2017

A Taiwanese woman named Lin Yuru, successively murdered her own mother, mother in law and husband in order to use their insurance money to pay off her gambling debts. 2008 - 2009 Madam Hou died at the scene and Lin subsequently received NT$5.06 million in insurance claims. ... That month, Lin also bought life insurance for her four-year-old son. .... Lin called for help after finding her mother-in-law dead in bed. She later received NT$7.43 million from insurers. .... Mr Liu died and Lin later claimed NT$4.75 million from insurers.

Cheryl Gasper and beau Randall Knight, 56, were charged after cold-case investigators reopened the unsolved killing in 2009. July 3, 1994 Pleaded guilty to second-degree murder on October 5, 2010. Sentenced to 18 years to life in prison on November 13, 2010 Investigators said Knight and the victim's wife had planned to use proceeds from Andie Gasper's $100,000 life insurance policy to build a dream house together. Andie Gasper and Knight were stationed together at Carswell Air Force Base in Fort Worth, Texas, in the 1980s, when Cheryl Gasper and Knight became involved.

Jesse James Hollywood Sentenced to life in prison on July 14, 2009 for murder to cover up insurance scheme August 8, 2000 Benjamin Markowitz was a frequent customer of his, accumulating an unpaid debt of around $1,200. Perhaps more importantly, Markowitz threatened to reveal a $36,000 insurance scam Hollywood was involved it. He sold a sport car for parts and reported it stolen in an attempt to defraud his insurance agency.

Justice Story: Dr. Alice Wynekoop kills her daughter-in-law, Rheta, in Chicago mansion November 21, 1933 Oddly affectionate doctor had taken out two life insurance policies on son's wife just weeks before the murder

Their main claim centers around the $2 million life insurance policy Pamela Phillips took out on ex-husband, the $400,000 she is accused of transferring to convicted hit-man Ron Young and bombshell testimony from a former friend. 05/1/2017

George Smith AKA John Lloyd killed Beatrice "Bessie" Mundy, 31 / Alice Burnham, 25 / Margaret Elizabeth Lofty, 38 for insurance 1912-4 The next was Alice Burnham, a plump and pretty young nurse who met Smith in Southsea in September 1913. On their wedding day on November 4, he took her to a doctor who certified she was healthy enough to take out a £500 insurance policy on her life, with Smith the beneficiary. Life insurance was also the death warrant for Margaret Elizabeth Lloyd (nee Lofty).

Judge Joe Peel and the Chillingworth Murders another judge June 15, 1955 The partner, Harold Gray, was given a brutal beating but survived. The motive, police charged, was a $100,000 insurance policy on Gray's life.

As the evidence unfolded, Bill Hale had organized the deaths of Mollie’s mother, Lizzie Q, her cousin, Henry Roan, Anna, and the Smiths in order to cash in the insurance policies and oil head rights of each wealthy family member. Bill Hale, his nephews, and the ranch hands hired by the rancher to murder the Osage Indians were convicted and sentenced to life imprisonment for the murders of Mollie Kile’s family in 1925. 05/0/2017

Henry Colin Campbell Burned the bodies - Met his two victims through a matrimonial agency - To collect insurance money 1928 / 1929

Rhonda Orr gets 88 years for Little Elm fire that killed husband To collect insurance money May 14, 2003

Misty Keller Witherspoon Convicted Of Murder In Husband's Death September 13, 2005 The State also presented evidence that after Quinn's death, his survivors received $82,102.27 in government death benefits;  $91,000.00 in life insurance;  and $24,138.68 from a 401(k).  In total, defendant received $197,240.95 as a result of Quinn's death.

Frederick L. Small was convicted of killing his wife in New Hampshire To collect insurance money September 28, 1916

Carol M. Bundy (August 26, 1942 – December 9, 2003) was an American serial killer. Bundy and Doug Clark became known as "The Sunset Strip Killers" after being convicted of a series of murders in Los Angeles during the late spring and early summer of 1980. The victims were young prostitutes or runaways. July-August 1980 In February 1980, Doug set fire to his car outside the Jergen's factory, while he was working night shift, in order to claim the insurance. He later bragged to Carol that the real reason was to destroy evidence.

Shawna Nelson Found Guilty In Love-Triangle Slaying of Heather Lynn Garraus January 23, 2007 Garraus was the wife of a Greeley police officer Ignacio Garraus, who had an affair and fathered a child with Nelson, a former Weld County dispatcher. Ignacio Garraus broke off the three-year affair a month before the shooting. .... Under redirect, Ignacio said he did not know his wife had a life insurance policy on herself. He said she had told him he was heavily insured. .... Ignacio has been unemployed since resigning from the Greeley Police Dept. He says he's concentrating on taking care of Victoria. When initially asked about a $200,000 life insurance policy, Ignacio said he has not received that settlement. Later, he said it came out to be $168,000.

John Ronald Brown convicted of homicide Self-appointed sex change specialist - Practising medicine without a license May 9, 1998 He was also charged with allowing patients to work as unqualified, medical assistants (allegedly as barter for their own subsequent surgery), failing to hospitalize a patient who had developed a life-threatening infection and making false claims on medical insurance forms.

Franklin Delano Floyd killed Cheryl Ann Commesso, 18 (a nude dancer) Fit of anger - Heated arguments March 13, 1989 1989/ A warrant is placed on Franklin for insurance fraud, he is accused of drilling holes in the bottom of his boat to collect insurance money.

Psychologist Michelle Theer, Her Internet Affair with John Diamond, and The Murder of Air Force Captain Marty Theer December 17, 2000 They said the motive was to collect insurance and death benefits.

Mexican hit man Mario Benjamin Murphy, 25, confessed to carrying out a contract murder on James Radcliff at the behest of Radcliff's wife and her boyfriend. They were hoping to collect on a $100,000 insurance policy. July 28, 1991

Lisa Donlon Found not guilty on all counts by a jury on April 3, 2013 Victim of domestic violence October 7, 2010 He said the trial wasn’t about money — despite what Kalytiak implied, Lisa Donlon didn’t even know about her husband’s $400,000 insurance policy — nor was it about an affair she said she’d had with a co-worker.

Catherine Thompson: Black; age 42 at crime; murder (she hired killer) of her husband in Westwood (Los Angeles County) on 6-14-1990; sentenced on 6-10-1993. June 14, 1990 A judge on Thursday sentenced a Westwood auto shop owner's widow to death for contracting her husband's murder so that she could collect on a $400,000 life insurance policy.

Robert Hansen Flew 17-21 victims into the Alaskan wilderness and hunted them down like wild game 1973 - 1983 In January 1981, he opened a bakery at 9th and Ingra, using $13,000 from the insurance settlement of a faked burglary of his home.

Barbara Stager (born October 30, 1948) is an American woman who was convicted in 1989 of murdering her husband, Russell Stager, in 1988. Stager is also suspected of the earlier murder of her first husband, Larry Ford, who died in nearly identical circumstances. February 1, 1988 Representatives from two insurance companies testified that the defendant received in excess of $46,000 in insurance proceeds as a result of Larry Ford's death.

Kent Leppink died by gunshot in 1996. His former fiancée, Mechele Linehan, was convicted of murdering him, but the judgment was reversed on appeal. May 2, 1996 At trial, Linehan was accused of conspiring with John Carlin to kill Leppink. The government said that Linehan's motive was that she was the beneficiary of Leppink's $1 million life insurance policy. Leppink changed the beneficiary on the policy a few days before his death.

William Thomas Zeigler Jr., killed His wife Eunice, her parents Perry and Virginia Edwards, and Charles Mays Jr., an employee To collect insurance money December 24, 1975

A French killer-for-profit, Henri Girard insured his victims' lives before poisoning them with home-grown germ cultures and collecting the cash. 1912 / 1918

Donna June Enright drugged her stepfather and set the blaze to collect insurance money October 17, 1996

Dieter Riechmann was convicted and sentenced to death for the murder of Kersten Kischnick To collect insurance money October 25, 1987

Along with an accomplice, Jack Edward Alderman beat his wife Barbara Alderman with a crescent wrench, then choked her and put her under water in a bathtub to be sure she was dead. ...The motive for the murder was life insurance money from a policy supplied by her employer, the City of Savannah. September 21, 1974

Joan Shannon persuaded her 15-year-old daughter Elizabeth to kill David Shannon March 20, 1927

Farmer, Graham Backhouse, is jailed for life at Bristol Crown Court for trying to kill his wife with TX a car bomb in order to claim her life insurance. April 30, 1984 He is given a second life sentence for killing a neighbour, Colyn Bedale-Taylor, with a shotgun, in an attempt to cover up the crime.

Sandra Camille (Powers) Bridewell Never convicted of murder. Plead guilty to one count of identity theft in return for a sentence of two years in prison on February 28, 2008 05/0/2017

A Taiwanese woman named Lin Yuru, successively murdered her own mother, mother in law and husband in order to use their insurance money to pay off her gambling debts. 2008 - 2009 Madam Hou died at the scene and Lin subsequently received NT$5.06 million in insurance claims. ... That month, Lin also bought life insurance for her four-year-old son. .... Lin called for help after finding her mother-in-law dead in bed. She later received NT$7.43 million from insurers. .... Mr Liu died and Lin later claimed NT$4.75 million from insurers.

Cheryl Gasper and beau Randall Knight, 56, were charged after cold-case investigators reopened the unsolved killing in 2009. July 3, 1994 Pleaded guilty to second-degree murder on October 5, 2010. Sentenced to 18 years to life in prison on November 13, 2010 Investigators said Knight and the victim's wife had planned to use proceeds from Andie Gasper's $100,000 life insurance policy to build a dream house together. Andie Gasper and Knight were stationed together at Carswell Air Force Base in Fort Worth, Texas, in the 1980s, when Cheryl Gasper and Knight became involved.

Jesse James Hollywood Sentenced to life in prison on July 14, 2009 for murder to cover up insurance scheme August 8, 2000 Benjamin Markowitz was a frequent customer of his, accumulating an unpaid debt of around $1,200. Perhaps more importantly, Markowitz threatened to reveal a $36,000 insurance scam Hollywood was involved it. He sold a sport car for parts and reported it stolen in an attempt to defraud his insurance agency.

Justice Story: Dr. Alice Wynekoop kills her daughter-in-law, Rheta, in Chicago mansion November 21, 1933 Oddly affectionate doctor had taken out two life insurance policies on son's wife just weeks before the murder

Their main claim centers around the $2 million life insurance policy Pamela Phillips took out on ex-husband, the $400,000 she is accused of transferring to convicted hit-man Ron Young and bombshell testimony from a former friend. 05/1/2017

George Smith AKA John Lloyd killed Beatrice "Bessie" Mundy, 31 / Alice Burnham, 25 / Margaret Elizabeth Lofty, 38 for insurance 1912-4 The next was Alice Burnham, a plump and pretty young nurse who met Smith in Southsea in September 1913. On their wedding day on November 4, he took her to a doctor who certified she was healthy enough to take out a £500 insurance policy on her life, with Smith the beneficiary. Life insurance was also the death warrant for Margaret Elizabeth Lloyd (nee Lofty).

Judge Joe Peel and the Chillingworth Murders another judge June 15, 1955 The partner, Harold Gray, was given a brutal beating but survived. The motive, police charged, was a $100,000 insurance policy on Gray's life.

As the evidence unfolded, Bill Hale had organized the deaths of Mollie’s mother, Lizzie Q, her cousin, Henry Roan, Anna, and the Smiths in order to cash in the insurance policies and oil head rights of each wealthy family member. Bill Hale, his nephews, and the ranch hands hired by the rancher to murder the Osage Indians were convicted and sentenced to life imprisonment for the murders of Mollie Kile’s family in 1925. 05/0/2017

Henry Colin Campbell Burned the bodies - Met his two victims through a matrimonial agency - To collect insurance money 1928 / 1929

Rhonda Orr gets 88 years for Little Elm fire that killed husband To collect insurance money May 14, 2003

Mass murders on airplanes

Julian Andrew Frank in North Carolina 33 victims For insurance money January 6, 1960

John "Jack" Gilbert Graham in Colorado 44 victims To collect insurance money November 1, 1955

Joseph Albert Guay in Canada 23 victims September 7, 1949 purchased a $10,000 insurance package ... A later incident, the bombing of United Airlines Flight 629 on November 1, 1955 (by a man, John "Jack" Gilbert Graham, wishing to kill his mother for insurance) was apparently inspired by the Albert Guay affair.

Zhang Pilin in China 111 victims May 7, 2002 Just several days after the disaster, there were reports that a passenger named Zhang Pilin had purchased seven air insurance policies worth a total of 1,400,000 RMB (about 170,000 USD) prior to boarding the flight.

Francisco Gonzales in California 44 victims May 7, 1964 The next morning he took out a $100,000 insurance policy on his life and then went to Reno airport where he bought a ticket on Pacific Air Lines flight 773 to San Francisco.

Thomas G. Doty 44 victims Bomb on a plane (suicide committed as an insurance fraud by a passenger) Missouri May 22, 1962


2 comments:

  1. In order to understand our selves, we must first understand Life Insurance. The life insurance can be proved the best success life and can make the successful. Get life insurance and spend the life happily. Life insurance is the last hope for life of your family after your death or in the case of any road or any type of accident and incident. Life Insurance is rarely given rational consideration by so called 'babies', trapped by their infamous history. With the primary aim of demonstrating my considerable intellect I will now demonstrate the complexity of the many faceted issue that is Life Insurance.

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    Replies
    1. I'm not quite sure what your point is; this almost seems like spam but if it is it is so counterproductive that most people might doubt that your any good at spamming.

      Perhaps you're making my point better than me.

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