Monday, October 20, 2014

Life Insurance and media companies are encouraging lots of murders





I don't know about you but I don't remember Alex Trebek ever saying the following in one of his commercials for Colonial Penn Life Insurance:

Hi I'm Alex Trebek and I want to recommend Colonial Penn Life Insurance because the payout when you die is so pathetic that your relatives would never use it as a motive to kill you and collect insurance money; and when you buy our insurance a portion the money you pay won't be used as an incentive for other troubled people that kill their relatives for insurance money.

This shouldn't be too hard to figure out if you consider the basic principles of insurance. Insurance is basically pooled risk but the cost of administering the pooling of risk has to be deducted from the amount of money that is collected from consumers before paying out to minimize losses. Otherwise Insurance companies would have gone bankrupt long ago. On top of that when you have for profit insurance companies then the profits also have to be deducted from the pool of money collected from consumers.

This means that regardless of what any commercial for insurance says all expenses for all insurance companies have to be deducted from the pool of money collected from policy holders so the more money they spend on commercials that make insurance seem like a magical replacement of lost, stolen or damaged goods the less they have to pay for actual claims.

Did you notice one commercial, ever, that actually gave you accurate information about insurance that helps you make decisions. Do you really believe that all these discounts we advertise are for real?

Have you ever heard the phrase marked up to mark down? Fine print? If it sounds to good to be true it probably is?

Have you ever heard about someone who tries to get away with murder for insurance money? Does it seem like it happens over and over again? Have some of these stories involved people that actually did collect and keep the money until they got caught years later?

Where do you think the money that provides an incentive for these murders comes from?

It doesn't come from your insurance policy if you buy it from Colonial Penn Life Insurance because unlike other insurance policies we don't collect enough money from our customers to provide an incentive for murder; nor do we collect enough to pay out much for policy holders when they die so one way or another something in the fine print is going to give us an excuse to avoid giving you much money at all when you die.

We'll still scam you for enough money to pay for all these commercials but we won't scam you by as much money as other insurance policies; however we're hoping you'll buy our insurance because now for the first time we're providing a commercial that actually tells you something much closer to the truth than all other insurance commercials!


My best guess is the reason that I don't remember him saying this is because he never said; if he had even if I missed it it almost certainly would ahve stirred up discussion and caught my attention which I would have remembered.

Let's face it no matter how dignified the media makes Alex Trebek look, he's still a scam artist and so are most if not all celebrities that do commercials. The entire advertising industry is encouraging distortions or outright lies.

Let's assume for the sake of argument there is an exception what would it be?

Don't expect me to come up with one.

The media uses all these murders for entertainment purposes and rarely ever informs the public about efforts that might actually work to reduce crime. They use the "public's right to know" as and excuse to justify all this coverage and hype about murder and celebrities; but they withhold the information that would be most helpful for the public when it comes to reduce crime and don't allow those that would inform the public about this to get air time.

Apparently the "public's right to know" only applie3s to information that helps increase p[rofits for the media and their advertisers, not information that primarily benefits the public.

The highest profile case in the news right now is probably Utah man, accused of killing wife for insurance money, cried over her dead body at hospital: report 12/08/2013; which is currently being tried in court. It wasn't too long ago that the highest profile story was the hot car death in Georgia. Warrants: Toddler’s dad told family how to collect $27K life insurance 07/04/2014

I didn't keep track of the majority of the coverage on that story but I find it surprising that anyone would even buy life insurance for a baby. When I first learned about life insurance we were taught that it was only for adults in case of emergency so families wouldn't be left destitute if the bread winner died and they had no income. The media practically never discusses this although if people search the internet it isn't hard to find information raising doubts about these insurance policies. Chuck Jaffe exposed both Colonial Penn Life Insurance as Stupid Investment of the Week 02/15/2007 and Gerber Life College Plan 03/11/2011 which is now being heavily advertised on TV including many news shows.

There are plenty of other advisers that strongly recommend that people never buy life insurance for children but they're not in the high profile media, only much lower profile articles that can easily be found by those that look for them, but not the complacent majority.

On some of the rare occasions where they do discus the fact that life insurance might provide an incentive for murder they often say that there is no way of knowing how often this might happen.

This isn't quite true.

One of the reasons they might say this is because some of them get away with it and there is no way of knowing how often that happens, which is true; but they have records of the incidents where it does happen and if they spent a small fraction of the money they use on deceptive advertising they could do much more to figure out how often they get caught.

The FBI already has a lot of this information on file; and the insurance companies also must have a much better idea how often it happens than the general public although they have an incentive to keep that information confidential.

The insurance companies might have an incentive not to do this research if they can avoid it but the FBI is supposed to work for the public and it is hard to imagine why they wouldn't do so unless they're under political pressure. However even without their resources which could and should provide better results it is possible to get a better idea how often insurance is a partial factor on many murders. A search on Murderpedia for "insurance money" turns up about 800 results and they have a total of about 6,800 entries. This is potentially almost 12% of all the murders in their database, assuming they all turn out to be insurance related murders. However that is almost certainly not the case. I checked to see approximately how many they might be and relatively quickly found over eighty entries without skipping many. This probably means that even though it almost certainly won't be over ten or eleven percent there is a good chance that it will come to at least six to eight percent and virtually guaranteed that it will be at least two or three.

If the same percentage applies to the murders in the United States it could come to nine to twelve hundred murders per year that are related to insurance. However my best guess is that this is probably still high but it is not unreasonable to assume that it is probably at least one to three percent which comes to at least 150 to 450 murders related to insurance per year.

As I said the numbers from a review of FBI files which are already compiled, although they're not completely public, would almost certainly be more reliable; and it is virtually guaranteed that such a review would enable changes that could help reduce these murders and the incentive to kill people for insurance.

At least when it comes to insurance related murders on planes they already seem to have done this. Between 1949 and 1965 there were nine planes mostly in the USA or Canada blown up for insurance that I could find. Since then there was one more in South Africa, 1988 and another in China 2002. I don't know for certain why they've been reduced but it is almost certainly a change in policies at airports or selling insurance.

There has also been some precedent for wrongful death lawsuits against insurance companies; however I doubt if this is used very widely and the vast majority of the public almost certainly doesn't know about it making it less likely they'll take advantage of the possibility, however slight.

The media would of course be in the best position to inform the public about how to minimize the risk of insurance fraud, whether it involves inciting murder or just selling bad insurance policies. Unfortunately the media collects and enormous amount of revenue from the insurance companies that profit off of this giving some people the impression that they might have an incentive to avoid coverage of it.

I don't know about you but I don't remember Little Boy George Stephanopoulos ever saying the following in one of the episodes of "This Week With Little Boy George Stephanopoulos":



Hi welcome to This Week With Little Boy George Stephanopoulos, I'm Little Boy George Stephanopoulos.

Recently there was a widely publicized story about a hot car death of a toddler that might have been for insurance in Georgia. Some people have expressed concern that we might have a conflict of interest when reporting on this subject since we have also been selling ads for Gerber Life College Plan on our show.

Nothing could be further from the truth and to eliminate any doubts we will be looking into this issue in depth to find out if insurance does anything to provide incentives for murder, whether it is for children or not. Over the years there must have been dozens if not hundred of stories in the news about murders were done partly, if not entirely so the killers could try to collect insurance money.

The media has rarely if ever discussed the possibility that the practice of selling life insurance might increase potential for murder.

Until now.

It is unlikely that many if any of these killings were solely done for insurance money but after we take a closer look at how many there are we will have a better idea of how much an impact insurance might have on the murder rates and while we're at it we'll take a closer look at what other potential contributing causes might exist and how to address them.

One of the things we'll do is take a close look at Tips On Child Life Insurance so that we won't be presenting just one side of the story in our ads for Gerber Life Insurance for children. The truth of the matter is that in order to accrue much value in most insurance policies you would have to pay into it for a long time and there is a much bigger chance that you will run into problems with financing somewhere along the line.

In most cases the way caring parents might respond is by dropping the life insurance policies, which would mean that for the insurance company most of the money they paid prior to that would be profit with no risk, but for consumers it would mean a total loss.

The insurance companies are fully aware of that but they make appeals to emotions when selling to people. This is potentially where a problem could come in. If some people are in serious trouble with debt partially because of the insurance policy, and possibly because of other reasons like gambling problems or loss of a job then they might become desperate.

A small percentage of these people might act out of desperation and if the same insurance that helped them get into financial trouble also offers them a way out then it could be an incentive to either commit a desperate act, or perhaps more likely go into depression and act out of negligence.

If this is the case then we will do what we can to inform the public to the best of our ability if the insurance might have something to do with it and if there are other contributing causes like financial instability we will take a closer look at the causes of that.

In some cases the causes that lead up to many people winding up in serious financial trouble if often gambling or fraudulent financial scams, whether they're insurance scams or other types. we will investigate these and report on them so that the public will have the information they need to make their decisions and vote for candidates that address these problems to the best of they're ability.

There have been similar concerns about our selling advertising for many troubled financial institutions like Enron or Worldcom then remaining silent until they were in so much trouble that they inevitably collapsed in huge scandals that went undetected even though there was an enormous amount of evidence months if not years ahead of time.

Also, even though we have been selling an enormous amount of ads to the Koch Bothers, BP and coal companies we will do much more to report on the environmental damage that they're doing so that we can demonstrate that advertising doesn't create a conflict of interest for media institutions even when large corporations have consolidated into a small number of oligarchies.

This should eliminate any doubt that we might not be trying to do our best to provide the public with the information that they need to know to participate in a democratic process.

Thank you this is Little Boy George Stephanopoulos reporting for ABC; and be sure to keep watching while we follow up on this.


Yea I'm quite certain the reason why I don't remember Little Boy George saying that is because he never said it.

Let's face it George is a scam artist too. He isn't even trying to report on the news anymore than any of other reporters for the traditional media. They're far more interested in selling advertising for profit than they are in reporting the news and what they do report is almost always more for entertainment purposes than to inform the public how to reduce crime or solve any other problems.

Insurance companies may not kill any people directly but they are by far the biggest perpetrators of insurance fraud. In addition to deceiving the policy holders about the risks and pay outs of insurance they pass on the cost of all other insurance fraud to the consumers.

On top of that the government has to foot the bill for all the insurance fraud and incarceration of criminals that commit them, excluding well connected insurance executives. This is what they call a negative externality; and instead of insurance companies or policy holders footing the bill for it tax payers pay for this.

Like Alex Trebek said "Otherwise Insurance companies would have gone bankrupt long ago."

Or maybe he never actually said that, at least not that I remember.

21 Shocking Murder for Life Insurance Plots (#4 Was Caught on Video!) 10/31/2014

Life Insurance and Murder! Whodunit? The husband, for the insurance money!

5 notorious, homicidal tales of life insurance fraud including some that initially paid off

Black Widow Murders of two homeless people with a third planned 2008

Fla. man convicted of murdering newlywed wife for $1M life insurance policy 04/22/2014

What happens to a life insurance claim when foul play is involved?

Life Insurance and Murder!

Life Insurance Policies As An Incentive To Murder, And The Duty Of Reasonable Care by Norman L. Tolle 2002

Over the years, a number of state courts have recognized the validity of wrongful death claims against life insurance companies for their improper issuance of life insurance policies.[1]In particular, several state courts have permitted these actions to proceed under general tort law principles.[2]

These court decisions suggest that life insurers should make certain that they exercise reasonable care when underwriting policies so as not to provide an incentive to murder through the issuance of their life insurance policies. The concern is more than theoretical. Recently, for example, federal officials in New York charged that two men had obtained hundreds of thousands of dollars in insurance proceeds by obtaining insurance policies on "a large number" of individuals who thereafter had been killed.[3]Although public policy is rather clear that a life insurance policy obtained by one having no insurable interest in the life of the insured is void at its inception,[4]an insurer that issues such a policy may face liability for wrongful death in the event that the insured is murdered by someone who receives the benefits of the policy -- and damages may well exceed the policy's face amount. .....

..... Conclusion: Although life insurance policies procured by a person who does not have an insurable interest in the insured's life may be void, they still can lead to an insurer's liability under various theories adopted by a number of courts across the country. Insurers, therefore, should put appropriate procedures in place -- and require that the procedures are followed -- to help make certain that life insurance policies only are issued to those who have an insurable interest in the life of the insured and that the insured is aware of the existence of the policy. Complete article


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Fraud: why should I worry? Dina Abdelhaq suffocated her seven-week-old daughter Tara to collect $200,000 in life insurance money to feed her gambling addiction in 1995. Jobless and on welfare, the Illinois resident was deeply in debt from riverboat gambling. Tara died in her crib just two weeks after Abdelhaq took out a life policy on the child. Abdelhaq received 21 years in prison for insurance fraud in 2000.

10 shocking revelations in the hot car death hearing

7 Black Widows and 16 Dead Husbands

15 Cases of High Profile Murders to Commit Life Insurance Fraud

Tips On Child Life Insurance

4 Life Insurance Policies You Should Never Buy

Kathy Augustine's Family Outraged About 48 Hours Mystery Show 05/23/2007

Charles Augustine's Death Ruled Natural 05/01/2007

But They did find the metabolite of succinylcholine, succinylmonocholine. (Forensic Files 2010) Narrator: A metabolite means it's a by-product of succinylcholine. If you don't look for it, you don't find it. And that's not a condescending answer. That is the truth. Narrator: There has never been a documented case of succinylmonocholine produced as a result of embalming fluid. However, in Charles Augustine's case, there were no records of which embalming fluids were used. So, this possibility, however remote, could not be eliminated. Therefore, the medical examiner did not change the manner of his death to homicide.





The following are a list of over one hundred murders for insurance from Murderpedia. This is more than one and a half percent of the entries they have and there is probably between two and eight percent counting ones not on this list:

Rodriguez, Angelina September 9, 2000

Miyoko Sumida 6 murders 2003 - 2011

Brenda E Andrew November 20, 2001

Teresa Stone March 31, 2010

Audrey Marie Hilley May 25, 1975

Adele Craven July 12, 2000

Debra Jean Milke December 2, 1989 Milke also had a $5,000 insurance policy in effect on her only child's life.

Mark Edward Lundy 2 parents on August 29, 2000

Lyda Catherine Ambrose 5 victims 1917 - 1920

Judith Hawkey November 3, 2003

Richard Pryde Boggs April 16, 1988

Herman Webster Mudgett 27 plus victims 1886 - 1894

Josephine V. Gray 2 or 3 victims March 3, 1974 / November 9, 1990 / June 21, 1996

Christie Michelle Scott August 16, 2008 Scott was convicted last month of killing her six year-old son, Mason Scott, last August. Prosecutors contend that she set fire to her family's Signore Drive home in Russellville and allowed Mason to die in the fire so she could collect $175,000 in life insurance policies.

Kenneth and Sante Kimes 3 murder victims 1996 / 1998 Often houses owned by Ken and Sante would mysteriously burn to the ground and an insurance firm would have to write an even larger one.

Billi Jo Smallwood 2 children for husbands insurance money November 18, 2008 Army wife found guilty of setting fire to home killing kids aged 9 and 2 in blaze 'set for husband'

Nanny Hazel Doss 8 to 11 victims 1920s - 1954

Anna Cunningham 5 victims 1918 - 1922

Dr. John Dale Cavaness killed his 2 children April 7, 1977 / December 13, 1984

Gabriel Arturo Garza Hoth 3 victims in Mexico April 17, 1991 / October 3, 1992 / May 11, 1997

Gary W. Ploof November 3, 2001

Wendi Elizabeth Andriano October 8, 2000

Bruce Rich December 23, 1995

Susan Grund November 4, 1992

Marie Noe 8 victims 1949 - 1968 Neither the police nor the District Attorney would speculate on a motive for the killings, though they confirmed that the parents had taken out insurance policies on six children.

Angela Garcia 1999 PDF In a 5-2 vote, the Ohio Supreme Court dismissed an appeal by Angela Garcia, who was convicted of killing her two children in a 1999 house fire on Cleveland's East Side. The court rejected the appeal and ended the case without comment. Justices Paul Pfeifer and Francis Sweeney dissented. Garcia, 25, was charged with setting fire to her home to collect $40,000 in insurance. Her children, Nyeemah, 3, and Nijah, 2, died in the fire. The case twice ended in mistrials before a third jury convicted Garcia in 2001 of aggravated murder, aggravated arson and insurance fraud. She is serving two life prison terms.

Martha Lowenstein Marek 4 victims 1932 - 1937

Catherine Flannagan and Margaret Higgins October 2, 1883

Debra Hartmann June 8, 1982

Shirley Elizabeth ALLEN November 1, 1982

Stacey Castor 2 husbands early 2000 and August 20, 2005

Lawrence Horn 3 victims March 3, 1993

David Lee Fisher November 21, 1983

Dr. Glennon Engleman at least 7 victims 1954 - 1980

Johnny Ray Anderson December 1, 1981

Katherine A. Mock, and Elain Kay Young March 23, 2006

Peter Ventura April 15, 1981

Patrick Lane Moody and Wanda Robbins September 16, 1994

Pierre Corneille Faculys Basson 8 or 9 victims 1903 - 1906

Kimberly Hricko February 14, 1998

Karen Tobie and Lynne Blake June 30, 2004

Stella Nickell June 5/11, 1986

Alexander 'Sandy' Keith, Jr 88 victims December 11, 1875

Henry Keogh March 18, 1994

Amy A. Gilligan at least 5 victims 1908 - 1916

Gina Lynn Spann May 11, 1997

Sukhwinder Singh Dhillon 2 to 5 victims February 3, 1995 - June 23, 1996

Lynn Turner 2 victims March 3, 1995 / January 22, 2001

Eva Coo June 14, 1934

Susan Diane Hendricks 5 victims April 13, 2006 / October 14, 2011

Michael Apelt December 23, 1988

Elicia Hughes June 3, 2004

Maureen McDermott April 28, 1985

Robin Lee Row 3 victims February 10, 1992

Rev. Walter Dworecki August 7, 1939

Robert S. James 3 victims 1932 - 1935

Eugene Marie Chantrelle January 1, 1878

Martha Needle 5 victims 1885 - 1894

Belle Sorenson Gunnes November 11, 1859

James Campbell 2 possible victims hung jury followed by acquittal March 10, 1997

Dr. John Baksh 1983

Mary Frances Creighton 1 to 3 victims 1923 / 1935

Thomas York 2 victims 1978 / 1981

Lindi Nomso Mangaliso December 16, 1984

Kara Lounsbury 2 victims January 14, 2009

Toshihiko Hasegawa 3 victims November 1979 - December 1983

Earle Dennison 1 or 2 victims May 1, 1952

Mary Ellen Samuels 2 victims December 8, 1988 / June 27, 1989

Randolph G. ROTH July 23, 1991

Cynthia Sommer cleared after serving over two years in jail February 18, 2002

Mary Ann Cotton perhaps 21 or more victims 1857 - 1872

Kang Ho-sun 10 victims 2006 - 2008

Teresa Wilson Bean Lewis, Matthew Shallenberger, and Rodney Fuller 2 victims October 30, 2002

Deidre Michelle Hunt, Kosta Fotopoulos and Bryan Chase who was killed instead of receiving a cut of insurance October 20/November 4, 1989

Charles Stuart October 23, 1989

Anne Marie Stout June 10, 2007

Misty Keller Witherspoon Convicted Of Murder In Husband's Death September 13, 2005 The State also presented evidence that after Quinn's death, his survivors received $82,102.27 in government death benefits;  $91,000.00 in life insurance;  and $24,138.68 from a 401(k).  In total, defendant received $197,240.95 as a result of Quinn's death.

Frederick L. Small was convicted of killing his wife in New Hampshire To collect insurance money September 28, 1916

Carol M. Bundy (August 26, 1942 – December 9, 2003) was an American serial killer. Bundy and Doug Clark became known as "The Sunset Strip Killers" after being convicted of a series of murders in Los Angeles during the late spring and early summer of 1980. The victims were young prostitutes or runaways. July-August 1980 In February 1980, Doug set fire to his car outside the Jergen's factory, while he was working night shift, in order to claim the insurance. He later bragged to Carol that the real reason was to destroy evidence.

Shawna Nelson Found Guilty In Love-Triangle Slaying of Heather Lynn Garraus January 23, 2007 Garraus was the wife of a Greeley police officer Ignacio Garraus, who had an affair and fathered a child with Nelson, a former Weld County dispatcher. Ignacio Garraus broke off the three-year affair a month before the shooting. .... Under redirect, Ignacio said he did not know his wife had a life insurance policy on herself. He said she had told him he was heavily insured. .... Ignacio has been unemployed since resigning from the Greeley Police Dept. He says he's concentrating on taking care of Victoria. When initially asked about a $200,000 life insurance policy, Ignacio said he has not received that settlement. Later, he said it came out to be $168,000.

John Ronald Brown convicted of homicide Self-appointed sex change specialist - Practising medicine without a license May 9, 1998 He was also charged with allowing patients to work as unqualified, medical assistants (allegedly as barter for their own subsequent surgery), failing to hospitalize a patient who had developed a life-threatening infection and making false claims on medical insurance forms.

Franklin Delano Floyd killed Cheryl Ann Commesso, 18 (a nude dancer) Fit of anger - Heated arguments March 13, 1989 1989/ A warrant is placed on Franklin for insurance fraud, he is accused of drilling holes in the bottom of his boat to collect insurance money.

Psychologist Michelle Theer, Her Internet Affair with John Diamond, and The Murder of Air Force Captain Marty Theer December 17, 2000 They said the motive was to collect insurance and death benefits.

Mexican hit man Mario Benjamin Murphy, 25, confessed to carrying out a contract murder on James Radcliff at the behest of Radcliff's wife and her boyfriend. They were hoping to collect on a $100,000 insurance policy. July 28, 1991

Lisa Donlon Found not guilty on all counts by a jury on April 3, 2013 Victim of domestic violence October 7, 2010 He said the trial wasn’t about money — despite what Kalytiak implied, Lisa Donlon didn’t even know about her husband’s $400,000 insurance policy — nor was it about an affair she said she’d had with a co-worker.

Catherine Thompson: Black; age 42 at crime; murder (she hired killer) of her husband in Westwood (Los Angeles County) on 6-14-1990; sentenced on 6-10-1993. June 14, 1990 A judge on Thursday sentenced a Westwood auto shop owner's widow to death for contracting her husband's murder so that she could collect on a $400,000 life insurance policy.

Robert Hansen Flew 17-21 victims into the Alaskan wilderness and hunted them down like wild game 1973 - 1983 In January 1981, he opened a bakery at 9th and Ingra, using $13,000 from the insurance settlement of a faked burglary of his home.

Barbara Stager (born October 30, 1948) is an American woman who was convicted in 1989 of murdering her husband, Russell Stager, in 1988. Stager is also suspected of the earlier murder of her first husband, Larry Ford, who died in nearly identical circumstances. February 1, 1988 Representatives from two insurance companies testified that the defendant received in excess of $46,000 in insurance proceeds as a result of Larry Ford's death.

Kent Leppink died by gunshot in 1996. His former fiancée, Mechele Linehan, was convicted of murdering him, but the judgment was reversed on appeal. May 2, 1996 At trial, Linehan was accused of conspiring with John Carlin to kill Leppink. The government said that Linehan's motive was that she was the beneficiary of Leppink's $1 million life insurance policy. Leppink changed the beneficiary on the policy a few days before his death.

William Thomas Zeigler Jr., killed His wife Eunice, her parents Perry and Virginia Edwards, and Charles Mays Jr., an employee To collect insurance money December 24, 1975

A French killer-for-profit, Henri Girard insured his victims' lives before poisoning them with home-grown germ cultures and collecting the cash. 1912 / 1918

Donna June Enright drugged her stepfather and set the blaze to collect insurance money October 17, 1996

Dieter Riechmann was convicted and sentenced to death for the murder of Kersten Kischnick To collect insurance money October 25, 1987

Along with an accomplice, Jack Edward Alderman beat his wife Barbara Alderman with a crescent wrench, then choked her and put her under water in a bathtub to be sure she was dead. ...The motive for the murder was life insurance money from a policy supplied by her employer, the City of Savannah. September 21, 1974

Joan Shannon persuaded her 15-year-old daughter Elizabeth to kill David Shannon March 20, 1927

Farmer, Graham Backhouse, is jailed for life at Bristol Crown Court for trying to kill his wife with TX a car bomb in order to claim her life insurance. April 30, 1984 He is given a second life sentence for killing a neighbour, Colyn Bedale-Taylor, with a shotgun, in an attempt to cover up the crime.

Sandra Camille (Powers) Bridewell Never convicted of murder. Plead guilty to one count of identity theft in return for a sentence of two years in prison on February 28, 2008 05/0/2017

A Taiwanese woman named Lin Yuru, successively murdered her own mother, mother in law and husband in order to use their insurance money to pay off her gambling debts. 2008 - 2009 Madam Hou died at the scene and Lin subsequently received NT$5.06 million in insurance claims. ... That month, Lin also bought life insurance for her four-year-old son. .... Lin called for help after finding her mother-in-law dead in bed. She later received NT$7.43 million from insurers. .... Mr Liu died and Lin later claimed NT$4.75 million from insurers.

Cheryl Gasper and beau Randall Knight, 56, were charged after cold-case investigators reopened the unsolved killing in 2009. July 3, 1994 Pleaded guilty to second-degree murder on October 5, 2010. Sentenced to 18 years to life in prison on November 13, 2010 Investigators said Knight and the victim's wife had planned to use proceeds from Andie Gasper's $100,000 life insurance policy to build a dream house together. Andie Gasper and Knight were stationed together at Carswell Air Force Base in Fort Worth, Texas, in the 1980s, when Cheryl Gasper and Knight became involved.

Jesse James Hollywood Sentenced to life in prison on July 14, 2009 for murder to cover up insurance scheme August 8, 2000 Benjamin Markowitz was a frequent customer of his, accumulating an unpaid debt of around $1,200. Perhaps more importantly, Markowitz threatened to reveal a $36,000 insurance scam Hollywood was involved it. He sold a sport car for parts and reported it stolen in an attempt to defraud his insurance agency.

Justice Story: Dr. Alice Wynekoop kills her daughter-in-law, Rheta, in Chicago mansion November 21, 1933 Oddly affectionate doctor had taken out two life insurance policies on son's wife just weeks before the murder

Their main claim centers around the $2 million life insurance policy Pamela Phillips took out on ex-husband, the $400,000 she is accused of transferring to convicted hit-man Ron Young and bombshell testimony from a former friend. 05/1/2017

George Smith AKA John Lloyd killed Beatrice "Bessie" Mundy, 31 / Alice Burnham, 25 / Margaret Elizabeth Lofty, 38 for insurance 1912-4 The next was Alice Burnham, a plump and pretty young nurse who met Smith in Southsea in September 1913. On their wedding day on November 4, he took her to a doctor who certified she was healthy enough to take out a £500 insurance policy on her life, with Smith the beneficiary. Life insurance was also the death warrant for Margaret Elizabeth Lloyd (nee Lofty).

Judge Joe Peel and the Chillingworth Murders another judge June 15, 1955 The partner, Harold Gray, was given a brutal beating but survived. The motive, police charged, was a $100,000 insurance policy on Gray's life.

As the evidence unfolded, Bill Hale had organized the deaths of Mollie’s mother, Lizzie Q, her cousin, Henry Roan, Anna, and the Smiths in order to cash in the insurance policies and oil head rights of each wealthy family member. Bill Hale, his nephews, and the ranch hands hired by the rancher to murder the Osage Indians were convicted and sentenced to life imprisonment for the murders of Mollie Kile’s family in 1925. 05/0/2017

Henry Colin Campbell Burned the bodies - Met his two victims through a matrimonial agency - To collect insurance money 1928 / 1929

Rhonda Orr gets 88 years for Little Elm fire that killed husband To collect insurance money May 14, 2003

Misty Keller Witherspoon Convicted Of Murder In Husband's Death September 13, 2005 The State also presented evidence that after Quinn's death, his survivors received $82,102.27 in government death benefits;  $91,000.00 in life insurance;  and $24,138.68 from a 401(k).  In total, defendant received $197,240.95 as a result of Quinn's death.

Frederick L. Small was convicted of killing his wife in New Hampshire To collect insurance money September 28, 1916

Carol M. Bundy (August 26, 1942 – December 9, 2003) was an American serial killer. Bundy and Doug Clark became known as "The Sunset Strip Killers" after being convicted of a series of murders in Los Angeles during the late spring and early summer of 1980. The victims were young prostitutes or runaways. July-August 1980 In February 1980, Doug set fire to his car outside the Jergen's factory, while he was working night shift, in order to claim the insurance. He later bragged to Carol that the real reason was to destroy evidence.

Shawna Nelson Found Guilty In Love-Triangle Slaying of Heather Lynn Garraus January 23, 2007 Garraus was the wife of a Greeley police officer Ignacio Garraus, who had an affair and fathered a child with Nelson, a former Weld County dispatcher. Ignacio Garraus broke off the three-year affair a month before the shooting. .... Under redirect, Ignacio said he did not know his wife had a life insurance policy on herself. He said she had told him he was heavily insured. .... Ignacio has been unemployed since resigning from the Greeley Police Dept. He says he's concentrating on taking care of Victoria. When initially asked about a $200,000 life insurance policy, Ignacio said he has not received that settlement. Later, he said it came out to be $168,000.

John Ronald Brown convicted of homicide Self-appointed sex change specialist - Practising medicine without a license May 9, 1998 He was also charged with allowing patients to work as unqualified, medical assistants (allegedly as barter for their own subsequent surgery), failing to hospitalize a patient who had developed a life-threatening infection and making false claims on medical insurance forms.

Franklin Delano Floyd killed Cheryl Ann Commesso, 18 (a nude dancer) Fit of anger - Heated arguments March 13, 1989 1989/ A warrant is placed on Franklin for insurance fraud, he is accused of drilling holes in the bottom of his boat to collect insurance money.

Psychologist Michelle Theer, Her Internet Affair with John Diamond, and The Murder of Air Force Captain Marty Theer December 17, 2000 They said the motive was to collect insurance and death benefits.

Mexican hit man Mario Benjamin Murphy, 25, confessed to carrying out a contract murder on James Radcliff at the behest of Radcliff's wife and her boyfriend. They were hoping to collect on a $100,000 insurance policy. July 28, 1991

Lisa Donlon Found not guilty on all counts by a jury on April 3, 2013 Victim of domestic violence October 7, 2010 He said the trial wasn’t about money — despite what Kalytiak implied, Lisa Donlon didn’t even know about her husband’s $400,000 insurance policy — nor was it about an affair she said she’d had with a co-worker.

Catherine Thompson: Black; age 42 at crime; murder (she hired killer) of her husband in Westwood (Los Angeles County) on 6-14-1990; sentenced on 6-10-1993. June 14, 1990 A judge on Thursday sentenced a Westwood auto shop owner's widow to death for contracting her husband's murder so that she could collect on a $400,000 life insurance policy.

Robert Hansen Flew 17-21 victims into the Alaskan wilderness and hunted them down like wild game 1973 - 1983 In January 1981, he opened a bakery at 9th and Ingra, using $13,000 from the insurance settlement of a faked burglary of his home.

Barbara Stager (born October 30, 1948) is an American woman who was convicted in 1989 of murdering her husband, Russell Stager, in 1988. Stager is also suspected of the earlier murder of her first husband, Larry Ford, who died in nearly identical circumstances. February 1, 1988 Representatives from two insurance companies testified that the defendant received in excess of $46,000 in insurance proceeds as a result of Larry Ford's death.

Kent Leppink died by gunshot in 1996. His former fiancée, Mechele Linehan, was convicted of murdering him, but the judgment was reversed on appeal. May 2, 1996 At trial, Linehan was accused of conspiring with John Carlin to kill Leppink. The government said that Linehan's motive was that she was the beneficiary of Leppink's $1 million life insurance policy. Leppink changed the beneficiary on the policy a few days before his death.

William Thomas Zeigler Jr., killed His wife Eunice, her parents Perry and Virginia Edwards, and Charles Mays Jr., an employee To collect insurance money December 24, 1975

A French killer-for-profit, Henri Girard insured his victims' lives before poisoning them with home-grown germ cultures and collecting the cash. 1912 / 1918

Donna June Enright drugged her stepfather and set the blaze to collect insurance money October 17, 1996

Dieter Riechmann was convicted and sentenced to death for the murder of Kersten Kischnick To collect insurance money October 25, 1987

Along with an accomplice, Jack Edward Alderman beat his wife Barbara Alderman with a crescent wrench, then choked her and put her under water in a bathtub to be sure she was dead. ...The motive for the murder was life insurance money from a policy supplied by her employer, the City of Savannah. September 21, 1974

Joan Shannon persuaded her 15-year-old daughter Elizabeth to kill David Shannon March 20, 1927

Farmer, Graham Backhouse, is jailed for life at Bristol Crown Court for trying to kill his wife with TX a car bomb in order to claim her life insurance. April 30, 1984 He is given a second life sentence for killing a neighbour, Colyn Bedale-Taylor, with a shotgun, in an attempt to cover up the crime.

Sandra Camille (Powers) Bridewell Never convicted of murder. Plead guilty to one count of identity theft in return for a sentence of two years in prison on February 28, 2008 05/0/2017

A Taiwanese woman named Lin Yuru, successively murdered her own mother, mother in law and husband in order to use their insurance money to pay off her gambling debts. 2008 - 2009 Madam Hou died at the scene and Lin subsequently received NT$5.06 million in insurance claims. ... That month, Lin also bought life insurance for her four-year-old son. .... Lin called for help after finding her mother-in-law dead in bed. She later received NT$7.43 million from insurers. .... Mr Liu died and Lin later claimed NT$4.75 million from insurers.

Cheryl Gasper and beau Randall Knight, 56, were charged after cold-case investigators reopened the unsolved killing in 2009. July 3, 1994 Pleaded guilty to second-degree murder on October 5, 2010. Sentenced to 18 years to life in prison on November 13, 2010 Investigators said Knight and the victim's wife had planned to use proceeds from Andie Gasper's $100,000 life insurance policy to build a dream house together. Andie Gasper and Knight were stationed together at Carswell Air Force Base in Fort Worth, Texas, in the 1980s, when Cheryl Gasper and Knight became involved.

Jesse James Hollywood Sentenced to life in prison on July 14, 2009 for murder to cover up insurance scheme August 8, 2000 Benjamin Markowitz was a frequent customer of his, accumulating an unpaid debt of around $1,200. Perhaps more importantly, Markowitz threatened to reveal a $36,000 insurance scam Hollywood was involved it. He sold a sport car for parts and reported it stolen in an attempt to defraud his insurance agency.

Justice Story: Dr. Alice Wynekoop kills her daughter-in-law, Rheta, in Chicago mansion November 21, 1933 Oddly affectionate doctor had taken out two life insurance policies on son's wife just weeks before the murder

Their main claim centers around the $2 million life insurance policy Pamela Phillips took out on ex-husband, the $400,000 she is accused of transferring to convicted hit-man Ron Young and bombshell testimony from a former friend. 05/1/2017

George Smith AKA John Lloyd killed Beatrice "Bessie" Mundy, 31 / Alice Burnham, 25 / Margaret Elizabeth Lofty, 38 for insurance 1912-4 The next was Alice Burnham, a plump and pretty young nurse who met Smith in Southsea in September 1913. On their wedding day on November 4, he took her to a doctor who certified she was healthy enough to take out a £500 insurance policy on her life, with Smith the beneficiary. Life insurance was also the death warrant for Margaret Elizabeth Lloyd (nee Lofty).

Judge Joe Peel and the Chillingworth Murders another judge June 15, 1955 The partner, Harold Gray, was given a brutal beating but survived. The motive, police charged, was a $100,000 insurance policy on Gray's life.

As the evidence unfolded, Bill Hale had organized the deaths of Mollie’s mother, Lizzie Q, her cousin, Henry Roan, Anna, and the Smiths in order to cash in the insurance policies and oil head rights of each wealthy family member. Bill Hale, his nephews, and the ranch hands hired by the rancher to murder the Osage Indians were convicted and sentenced to life imprisonment for the murders of Mollie Kile’s family in 1925. 05/0/2017

Henry Colin Campbell Burned the bodies - Met his two victims through a matrimonial agency - To collect insurance money 1928 / 1929

Rhonda Orr gets 88 years for Little Elm fire that killed husband To collect insurance money May 14, 2003

Sante Kimes killed three with her son and collected on unrelated insurance scams California In Sacramento she sets fire to her first house to collect insurance. She only destroyed the kitchen and received $10,000. Sante burns down Honolulu house, to collect insurance money. The firemen could tell it was arson but insurance still paid.

Steven David Catlin killed three 1976 / 1984 California/Nevada, USA Prosecutors presented evidence that Catlin had financial motives for killing the women—he was the beneficiary of life insurance policies on his wives and the sole beneficiary of his mother’s estate. Catlin, meanwhile, had acquired another fiancee, encountered on a visit to the hospital. His grief was tempered by her love -- and by the $57,000 he received from life insurance payments.

Joseph Lyle & Erik Galen Menendez killed parents August 20, 1989 California In recognition of Jose's importance to LIVE, the company invested in a "key man" life insurance policy that would guarantee that if Jose died, the company could continue operating without worrying about going under. The policy was valued at $15 million. LIVE also purchased a "key man" personal policy for Jose's family that was valued at $5 million. ..... The brothers shopping sprees were funded by Jose's personal life insurance policy of $650,000.

Morris Bolber, Herman and Paul Petrillo killed 30-50 people 1932 - 1939 Philadelphia, Pennsylvania, USA The gang embraced insurance agents and made highly successful use of the period's widespread cheap insurance policies, often taken out without medical examination (not required for policies under $500) or the knowledge of the principal concerned, who would subsequently meet an agonising death by arsenic, engineered by the spouse, possibly with intent, possibly in superstitious ignorance of their actions. This went on from 1932 until 1938, when the death in hospital of Ferdinando Alfonsi brought matters into the open, something that was bound to happen sooner or later, as the gang's activities proliferated.

Lyda Trueblood killed at least one possibly as much as six people 1915 - 1920 in Montana/Idaho, USA All 4 of Lyda's husbands had held a life insurance policy where they listed her as the beneficiary. Lyda Trueblood was able to collect over $7,000 over the years from the deaths of her first three husbands.

Richard D. Clay killed one May 19, 1994 in Missouri In February 1994, Martindale asked Sanders to help her kill her husband. She was unhappy in her marriage and also was the primary beneficiary of her husband’s life insurance policy in the face amount of $100,000.

Sandra Marie Jessee killed one August 13, 1998 California She wanted to avoid paying for his cancer treatment and to collect his insurance and other benefits .... Prosecutors said she wanted to avoid paying for his cancer treatment and to collect his insurance and other benefits. Jessee, now 61, and her son Thomas Aehlert hired a hit man to commit the killing then received more than $650,000 from the sale of the couple's Placentia home along with 401(k) death benefits and insurance, prosecutors said.

Stephen William Beattie killed three July 23, 1978 North Miami Beach, Florida, USA Motive: To claim the $100,000 insurance he had taken out on Mitchell's life.

Larissa Schuster killed one July 9, 2003 California Tim Schuster's life insurance policy was only $30,000 and half of their assets were to be put in a family trust to provide for the children.

Jack Barron killed 3 or 4 1992 - 1995 California He also wanted out of his marriage and to collect $170,000 in insurance. .... If Barron hadn't been arrested, he would have been the sole beneficiary of the estate, including two life insurance policies, Nord testified.

Amber Merrie Bray killed one January 16, 1996 California The couple planned the slaying over several weeks in love letters in which they decided how to spend Hollier's $310,000 life insurance proceeds, said Deputy Dist. Atty. Al McKenzie, who prosecuted both Jeffrey Ayers and Bray.

Nanette Johnston killed one December 15, 1994 California Deputy District Attorney Matt Murphy contended that Johnston was the femme fatale at the center of a love triangle who convinced her young lover -- professional football player Eric Naposki – to gun down her wealthy, older live-in boyfriend -- McLaughlin – so that she would not be detected for cheating on him, stealing from him, and so she could reap a financial windfall from McLaughlin's $1 million life insurance policy and his will.

Leonardo Morita, a 46-year-old electrician, wanted to collect on the insurance policies he took out on each member of his family. five murders May 29, 1995 California Morita recently had purchased a life insurance policy that would pay $500,000 at his wife's death, authorities said. In January, Morita had taken out a $500,000 life insurance policy on his wife, Lucy, 45, and a $20,000 policy on each child: Clint, 10, Krishna, 14, and Rama, 15. But he bought no policy for himself.

Betty Lou Beets killed two To collect insurance money 1981 / 1983 Tx.

Andrew Wamsley killed one December 11, 2003 in Texas In early March, Sarah filed her lawsuit, trying to block her brother from collecting her father's life insurance or other funds, alleging that he "was the principal or an accomplice in willfully bringing about the death" of Rick Wamsley.

Andrew Cantu killed three June 11, 1990 in Texas While riding around with Gonzales, Flores, and Aguirre, Cantu asked if they would "waste" three old people whose adopted son wanted them killed. Cantu added that he would be paid with money, jewelry, and guns in the house, and from insurance policies collected later. When the others refused to help, Cantu changed the subject to burglary of a house. Gonzales and Flores agreed to join in the burglary.

Ernest Basden and Sylvia White conspired to kill Billy Carlyle White who was an insurance salesman to claim life insurance benefits January 20, 1992

Albert Foulcher was convicted of the murder in 1993, at Pailhés near Montpellier, of another insurance agent - the man from whom he had bought a business in 1984. Committed five murders between January 19, 1993 and January 8, 2001 before committing suicide on January 17, 2001

Ralph Davis, an insurance broker, murdered Susan Davis, his wife in 1986. Between June and July 1986 Davis forged three checks on his wife’s personal bank account in the amount of $ 900 and also forged his wife’s signature on a change of beneficiary life insurance form to make himself the beneficiary of the policy.

Markham Duff-Smith, a 46-year-old insurance broker whose voracious thirst for the lavish lifestyle led to the murders of his wealthy mother, sister, brother-in-law and 14-month-old nephew, was executed on June 29, 1993. Murders to collect from estate not insurance.

Olen Edward Hutchison, of Campbell County, was convicted of conspiring with several other men, including M. C. Curnutt an insurance agent, to drown Hugh Huddleston during a fishing trip in 1988 to collect almost $800,000 in insurance money and other benefits.

Ruth Snyder first persuaded her husband to purchase insurance, but with the assistance of an insurance agent (who was subsequently fired and sent to prison for forgery) "signed" a $48,000 life insurance policy that paid extra ("double indemnity") if an unexpected act of violence killed the victim. March 20, 1927 Henry Judd Gray convicted of being her accomplice
Ruth Brown Snyder 05/0/2017

As a former prosecutor, part-time judge and prominent criminal defense attorney, Fredric Tokars worked on all sides of the criminal justice system. November 29, 1992 Unbeknownst to her, Fred Tokars took out several insurance policies totalling $1.7 million on Sara's life. Lawrence denied any involvement in the murder — by himself or by Fred Tokars — for about seven months. But after a plea agreement he claimed Tokars offered him $25,000 cash and a $910,000 investment in their joint business to arrange Sara Tokars' murder.

Ronald Mikos convicted for Killing a witness who was going to testify against him in a Medicare fraud investigation January 27, 2002 The same jury had on May 5, 2005 convicted Ronald Mikos of defrauding Medicare out of $1.2 Million by billing the Health and Human Services program from surgeries he never performed.

Masumi Hayashi is a Japanese woman convicted of putting poison in a pot of curry being served at a 1998 summer festival in the Sonobe district of Wakayama, Wakayama, Japan. July 25, 1998 After her arrest, she and her husband were indicted on a number of insurance fraud charges as well. Her husband was subsequently convicted and imprisoned for insurance fraud. Prior to the murders, Masumi had been an insurance saleswoman.

Pamela Ann Smart (née Wojas) (born August 16, 1967), is serving a life sentence for first-degree murder, conspiracy to commit murder of Gregory Smart, an insurance salesman, and witness tampering in New Hampshire. 05/1/2017 Nicolosi claimed that Smart seduced Flynn to get him to murder her husband, so that she could avoid an expensive divorce and benefit from a $140,000 life insurance policy. .... Pam even agreed to pay them from the insurance money that she would collect.

Robert John Peernock killed one July 22, 1987 Prosecutors said Peernock, a former pyrotechnical engineer for a movie studio, killed his estranged wife, Claire, 45, and attempted to kill his daughter to gain control of community property and life insurance benefits totaling $1.5 million.

Jane Marguerite Dorotik killed one February 13, 2000 The couple had briefly separated, but later reconciled and moved into a new home. In addition, the couple had recently taken out life insurance policies on each other.

Dana Sue Gray killed three unrelated to insurance but may have planned another February 16 - March 16, 1994 Gray later found out that Dana had taken out an insurance policy on him. The policy would have paid off the Canyon Lake house in the event of Gray's death.

William Ernest Leasure, Corrupt policeman and contract killer killed three or more also involved in unrelated insurance fraud 1977 - 1986 He faces charges in Northern California alleging the reselling of stolen pleasure boats and insurance fraud.

Lofie Louise Preslar killed three 1912 / 1920 / 1944 Texas/California, USA In short order, her husband discovered a bullet hole in one wall, a suspicious mound of earth in the garden, and an insurance policy naming Louise as Margaret Logan's sole beneficiary.

William Archerd killed six 1947 - 1966 California/Nevada, USA Taken to the hospital after apparently faking a fall in an airport rest room to collect on insurance, Stewart was visited by the ever-solicitous Archerd—and died after the usual convulsions that night. Archerd, recipient of the insurance, tried but failed to collect.

Shajia Ayobi killed one December 18, 2011 Greene also said she had a financial motive: She stood to collect $285,000 on an insurance policy.

In September 2002, 15 months after her husband died, Stephanie Stephens was arrested and charged with murder for the May 1, 2001 death of her husband David Stephens. Hattiesburg, Mississippi, USA In his affidavit, Westfall stated that around the time of his death, David maintained a deferred compensation plan with MetLife Insurance Company valued at approximately $732,000.

Eva Rablen killed one April 29, 1929 Stephen arrived at the station soon afterwards and told police that he suspected his daughter-in-law killed his son over a $3,500 insurance police.

Elisabeth Anne "Betty" Broderick killed two November 5, 1989 Kim not only testified that she heard her mother say "a lot of times" that she wanted to kill Dan – a fact that Lee supported -- but in the process presented the court with a previously unconsidered motive: a court-ordered $1 million dollar insurance policy for the four children, which had gone into effect two months before her mother killed her father. According to Kim, Betty told the four siblings, "I'll kill him (and) we'll all be rich."

Virginia Gail Larzelere killed one March 8, 1991 Edgewater, Volusia County, Florida, USA On March 8, 1991, Larzelere hired a man to murder her third husband in Edgewater, Florida, so she could collect $2.1 million in insurance. Larzelere took out seven separate insurance policies on her husband the year before his death.

Luke Williams killed two June 19, 1991 Edgefield County, South Carolina, USA Months later, it was discovered that Williams had secretly insured his wife and child just weeks before their deaths. The combined payout from several policies was $525,000 and Mr. Williams was the sole beneficiary. Williams was unemployed had a history of living off insurance settlements for injuries and accidents. He was out of money and had filed for bankruptcy protection.

Anjette Donovan Lyles killed four 1952 - 1958 Macon, Bibb County, Georgia, USA Their background search had turned up other family skeletons, including Anjette's last two husbands and one of her mothers-in-law. On exhumation, all three victims tested positive for arsenic, and Lyles was shown to have received insurance benefits upon the death of each. .... With the money she received from Gabbert's life insurance, Lyles bought a new car and a house. She also sparked disapproving gossip when, only a few months after her husband's death, she began dating another Capitol Airways pilot.

William Clifford Bryson killed one August 26, 1988 Oklahoma County, Oklahoma, USA 27 year old Marilyn Plantz hired her teenage boyfriend, Clifford Bryson, and his friend Clinton Eugene McKimble to kill her husband for about $300,000 in life insurance.

Donna Yaklich hired someone to kill her police officer husband December 12, 1985 Arapahoe County, Colorado, USA Her attorneys argued she was a battered woman and the murder was her last desperate attempt to end the abuse. It was a controversial legal move, claiming that she hired the hit men in self-defense. After her husband's death, Yaklich received payment under his three life insurance policies, and she admitted that she paid the Greenwells $4,200 in several installments for murdering her husband. Consequently, she was brought to trial on a charge of first degree murder and conspiracy to murder under a theory that she had been motivated to arrange her husband's death in order to obtain the insurance money.

Oscar Franklin Smith killed three October 1, 1989 Davidson County, Tennessee, USA In March 1989, he had taken out a life insurance policy with American General on Judy for $20,000 and the boys for $10,000 each. In February of that same year, he had taken out a $20,000 policy on Judy and insured the boys for $5,000 each with Liberty National. He had earlier taken out a policy on Judy for $10,000 and the boys for $4,000 each with United Insurance. He thus was the beneficiary of $88,000 of life insurance on the lives of Judy and her two sons.

Frances Elaine Newton killed three April 7, 1987 Harris County, Texas, USA In March 1987, Newton took out $50,000 life insurance policies on her 23-year-old husband, Adrian, and her 21-month old daughter, Farrah. A policy already existed for her 7-year-old son, Alton.

Stacey Ann Lannert killed one July 4, 1990 St. John, Missouri, USA In fact after his death, her father's estate was valued at $482,000, including a $100,000 certificate of deposit, a little under $50,000 in a savings account, and a life insurance policy with death benefits of $180,000. .... had discussed the plan to kill her husband for more than three months prior to the murder, had discussed paying the assailants with a portion of her husband's insurance policy ....

Suzanne Margaret Basso killed one August 25, 1998 Houston, Harris County, Texas, USA The murder was committed for proceeds from an insurance policy on the victim (in which Basso was named the beneficiary) as well as other assets in which Basso was named heir. .... After Musso’s death, police found certificates of insurance for policies in Musso’s name, including one that provided for payment of $65,000 in the event Musso died as the result of a violent crime. Police also discovered a document titled Musso’s “Last Will and Testament,” which purported to leave Musso’s entire estate to Basso while “no one else [was] to get a cent.”

Diana Lumbrera killed four to seven children 1976 - 1990 Texas/Kansas, USA In Texas, authorities from Palmer, Lubbock, and Castro Counties launched new investigations, discovering that each of Dianas children had been insured for amounts between $3,000 and $5,000. (In Melissas case a second insurance policy was purchased one day before she died.)

Ronald Clark O'Bryan was a murderer from Pasadena in the U.S. state of Texas who killed his son Timothy on Halloween, 1974 with cyanide-laced candy in order to claim $20,000 in life insurance. Texas

Gregory Summers hired someone to kill his parents and one other person June 11, 1990 Taylor County, Texas, USA Billy Mack Summers, Gene Summers' brother, was mentally retarded and was living with the couple when they were found by Abeline firefighters in their home. Each had been stabbed repeatedly and the home was set on fire. Summers was the beneficiary and hoped to collect $24,000 in insurance benefits.

James Otto Earhart killed one May 12, 1987 The prosecution tried to prove that Janice Dell, Kandy’s birth mother, had hired Earhart to kill Kandy so that she could collect the insurance money, but they never succeeded.
James Otto Earhart appeal file PDF Joseph Kirtland further acknowledged having a ten thousand dollar life insurance policy on his daughter. Several witnesses acknowledged longstanding enmity between Ruth Ann Kirtland and Janice Dell.

Susan Lucille Wright killed one January 13, 2003 Houston, Texas, Harris County, USA Assistant district attorney Kelly Siegler depicted Wright as a scheming wife who seduced her husband into bed, tied him up, repeatedly stabbed him, and then buried his body in their backyard, all in hopes of collecting a $200,000 life insurance policy. Wright's defense attorney Neal Davis claimed that his client had suffered years of physical and emotional abuse by her husband, and killed him to protect herself and her two young children.

Debra Lynn Baker killed one June 12, 1990 After Jerry Sternadel died, strapped down to his hospital bed, an anonymous caller tipped off the police about a $350,000 life insurance policy the widow stood to gain from the millionaire's death.

Wanda Gough was found not guilty of murder October 27, 1980 Kilgore, Greg County, Texas, USA Fred Gough said during the original autopsy it was missed that John was initially shot in the back. "I believe it could have been over a life insurance policy that had just been taken out on John during that period," said Fred.

Cameron Todd Willingham convicted of killing three The proceeds of an insurance policy on the girls were later used to buy a pickup truck. Willingham argued that his ex-wife's boyfriend started the blaze, but the jury in his 1992 trial delivered a guilty verdict and the death penalty. Innocence Project claims he was wrongfully convicted and executed

Janice K. Dodson killed one October 15, 1995 Mesa County, Colorado, USA "She'd taken out three insurance policies, she made sure to get wills done," Daniels said. "Bruce owned two homes. She had the property put into both their names during this three months since they were married." Police said she was badgering the life insurance companies to pay off his policies, even though they were only good for accidental death — not homicide. And then she remarried. With her growing debt and past history of insurance fraud, Janice became the perfect suspect with a motive.

Piper Ann Rountree killed one October 30, 2004 Henrico County, Virginia, USA Prosecutors said a vengeful Rountree killed Jablin because she was intent on regaining custody of the children and cashing in on Jablin's $200,000 insurance policy.

Darlie Lynn Routier killed her two kids who probably weren't covered by insurance, although home insurance was discussed June 6, 1996 Also, at this time, Darin Routier admitted that he had looked for someone to burglarize the family home to benefit from an insurance scam, but that he planned to have the burglary occur when the family was not at home.

Denise Frei killed one July 19, 2009 Marego, Iowa County, Iowa, USA She said the slaying was in self-defense and that she suffered from battered woman syndrome Hawkins said Frei told her she was the beneficiary of Bailey’s $100,000 life insurance policy which could be used to pay off a $70,000 debt they had at Bailey’s Lincoln Café in Belle Plaine, which she operated.

Judy Buenoano killed three 1971 - 1980 Florida/Colorado, USA She collected more than $240,000 in insurance money from the deaths of her husband, a son, and a boyfriend in Colorado, but was never prosecuted. Insurance benefits were also the motive in each of the Florida cases which resulted in conviction.

Marcia Gayle Kelly killed one October 23, 2005 On July 31, 2006, Marcia Kelly's murder trial began. At the trial, prosecutors presented the jury with what they believed to be the motive. Marcia had a $100,000 life insurance policy on James.

Dorothy Glaser killed one October 31, 1985 Houston County, Georgia, USA Dorothy Glaser should have stopped while she was ahead. In 1985, she managed to get away with killing her husband, but she collected $250,000 in life insurance and even won a $40,000 malpractice settlement against a psychologist who was treating her husband for imaginary mental illness prompted by an earlier attempt on his life. Glaser then turned to her sister, Nell Matkin, about repeating the crime with Matkin’s husband, Andy, as the target. Nell agreed and Glaser contacted her nephew, Bobby Spargo, hoping that Bobby would do the killing.

Rolando Ruiz killed one July 14, 1992 Michael Rodriguez hired a hit man, Rolando Ruiz, to kill his wife Theresa Rodriguez in 1992. Prosecutors believe the brothers wanted to collect insurance money.

Michael Anthony Rodriguez killed two 1994 / December 24, 2000 Texas At the time of the escape, Rodriguez was serving a life sentence for capital murder after hiring a man to kill his wife Theresa for an insurance policy worth $250,000 in 1994. .... She sold insurance; he ran a small cafe. They lived in a nice house and drove a Mercedes.

Martin Sauceda Vega killed one July 27, 1985 Texas Linda had received over $235,000 from her husband’s life insurance. “The insurance company did refuse to pay Linda for her husband’s death for over a year because she was a suspect in his murder. Linda sued the company to make them pay, and they finally paid her off because she was never charged,” defense attorney William “Bill” Rugeley said. Mims' murder went unsolved for 2 years before Vega walked into the police department in Luling, about 50 miles east of San Antonio, and confessed to plotting the slaying for a $30,000 portion of Mims' $150,000 life insurance policy. He also led authorities to the gun.

Richard Charles Duncan killed two October 7, 1987 Duncan made incriminating statements about needing the life insurance money for their failing computer business, and tried to explain the deaths as mercy killings because of the victims' failing health. Duncan hoped to use his lover's share of their $500,000 life insurance to save his collapsing computer business, according to prosecutors. "It was all about money," Siegler said.

Richard Head Williams was hired to kill one March 24, 1997 Mr. Gillmore took out a $25,000 life insurance policy on Jeanette and designated himself as the beneficiary.

Robert Vannoy Black Jr. hired John Wayne Hearn, another Vietnam veteran, to kill his wife February 20, 1985 Texas Eight days before the killing, Black had taken out a $100,000 insurance policy on his wife, and on the way to the Sandra’s funeral, asked the agent if the policy was valid and if it would pay off. The agent was not completely surprised by the question, he would later testify. Apparently, it’s not unusual for bereaved relatives to inquire about the insurance payoff process in the early days after a death.

Mass murders on airplanes:

Julian Andrew Frank in North Carolina 33 victims For insurance money January 6, 1960

John "Jack" Gilbert Graham in Colorado 44 victims To collect insurance money November 1, 1955

Joseph Albert Guay in Canada 23 victims September 7, 1949 purchased a $10,000 insurance package ... A later incident, the bombing of United Airlines Flight 629 on November 1, 1955 (by a man, John "Jack" Gilbert Graham, wishing to kill his mother for insurance) was apparently inspired by the Albert Guay affair.

Zhang Pilin in China 111 victims May 7, 2002 Just several days after the disaster, there were reports that a passenger named Zhang Pilin had purchased seven air insurance policies worth a total of 1,400,000 RMB (about 170,000 USD) prior to boarding the flight.

Francisco Gonzales in California 44 victims May 7, 1964 The next morning he took out a $100,000 insurance policy on his life and then went to Reno airport where he bought a ticket on Pacific Air Lines flight 773 to San Francisco.

Thomas G. Doty 44 victims Bomb on a plane (suicide committed as an insurance fraud by a passenger) Missouri May 22, 1962


2 comments:

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    Replies
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      Perhaps you're making my point better than me.

      Delete